--- title: Access Credit Union Blog | Access Credit Union (5) description: "Empower yourself with the knowledge you need to control your finances. Access Credit Union is where you need us to be, with sound advice on any device. \n (5)" --- #003B49 [![AccessCU_Horizontal_Colour_pws-1](https://blog.accesscu.ca/hs-fs/hubfs/AccessCU_Horizontal_Colour_pws-1.png?width=199&height=50&name=AccessCU_Horizontal_Colour_pws-1.png "AccessCU_Horizontal_Colour_pws-1")](https://www.accesscu.ca/) Open main menu Close main menu Select Category Budgeting Education Savings Finances Financial Literacy Fraud Investing Lending Mortgage Retirement Savings Saving Security Spending TFSA Tips & Advice Posts by: ## Access Credit Union ![](https://blog.accesscu.ca/hubfs/Is%20inflation%20still%20on%20the%20rise.jpg) [Tips & Advice,](https://blog.accesscu.ca/tag/tips-advice) [Financial Literacy](https://blog.accesscu.ca/tag/financial-literacy) ### [Is inflation still on the rise?](https://blog.accesscu.ca/is-inflation-still-on-the-rise) Inflation has been on the minds of Manitobans for over four years now, but where are things currently? June of 2022 saw an annual high of 8.13 per cent inflation according to the Canada Consumer Price Index, while a year later, June 2023 saw a more reasonable 2.81 per cent. [Read More](https://blog.accesscu.ca/is-inflation-still-on-the-rise) ![](https://blog.accesscu.ca/hubfs/Variable-or-fixed-rate-mortgage.jpg) [Mortgage](https://blog.accesscu.ca/tag/mortgage) ### [Variable or Fixed-Rate Mortgages](https://blog.accesscu.ca/variable-or-fixed-rate-mortgages) What's the right option for you? [Read More](https://blog.accesscu.ca/variable-or-fixed-rate-mortgages) ![](https://blog.accesscu.ca/hubfs/Tax%20time%20is%20around%20the%20corner.jpg) [Tips & Advice,](https://blog.accesscu.ca/tag/tips-advice) [Finances](https://blog.accesscu.ca/tag/finances) ### [Tax time is around the corner](https://blog.accesscu.ca/tax-time-is-around-the-corner) Canada’s 2023 income tax filing deadline is April 30, 2024. While there is still time, it’s always best to be prepared and get all your pertinent documents together. This includes T4s, T5s, or any other income records, including self-employment income. [Read More](https://blog.accesscu.ca/tax-time-is-around-the-corner) ![Happy older aged couple holding reading good news in document stock photo](https://blog.accesscu.ca/hubfs/iStock-1049512624-1.jpg) [Retirement Savings,](https://blog.accesscu.ca/tag/retirement-savings) [Tips & Advice,](https://blog.accesscu.ca/tag/tips-advice) [Budgeting](https://blog.accesscu.ca/tag/budgeting) ### [Preparing for Retirement](https://blog.accesscu.ca/preparing-for-retirement) Now is the time to make sure you have everything you need to easily transition into retirement. [Read More](https://blog.accesscu.ca/preparing-for-retirement) ![](https://blog.accesscu.ca/hubfs/first%20home%20savings%20account.jpg) [Investing,](https://blog.accesscu.ca/tag/investing) [Saving,](https://blog.accesscu.ca/tag/saving) [Mortgage](https://blog.accesscu.ca/tag/mortgage) ### [All about the tax-free First Home Savings Account (FHSA)](https://blog.accesscu.ca/all-about-the-tax-free-first-home-savings-account-fhsa)   The Canadian government’s new First Home Savings Account (FHSA) came into effect on April 1, 2023. This new registered savings account allows prospective first-time home buyers to save for a down payment on a tax-free basis. FHSA contributions are tax-deductible (like an RRSP), and qualifying withdrawals to purchase a first home are non-taxable (like a TFSA). [Read More](https://blog.accesscu.ca/all-about-the-tax-free-first-home-savings-account-fhsa) ![](https://blog.accesscu.ca/hubfs/Spot%20the%20warning%20signs%20of%20fraud.jpg) [Fraud,](https://blog.accesscu.ca/tag/fraud) [Security](https://blog.accesscu.ca/tag/security) ### [Spot the warning signs of fraud before it’s too late](https://blog.accesscu.ca/spot-the-warning-signs-of-fraud-before-its-too-late) March is Fraud Prevention Month, a time to remind ourselves that online fraud happens every day to thousands of people around the world, regardless of education or background. There are a few steps we suggest taking when an offer or opportunity comes along that might sound enticing, or even too good to be true. [Read More](https://blog.accesscu.ca/spot-the-warning-signs-of-fraud-before-its-too-late) ![](https://blog.accesscu.ca/hubfs/Online%20Marketplace.jpg) [Fraud,](https://blog.accesscu.ca/tag/fraud) [Tips & Advice,](https://blog.accesscu.ca/tag/tips-advice) [Security](https://blog.accesscu.ca/tag/security) ### [Online Marketplace e-Transfer Frauds](https://blog.accesscu.ca/online-marketplace-e-transfer-frauds) With the rising cost of goods, more people than ever are using spaces like Facebook Marketplace and Kijiji. Unfortunately, because of their popularity, hackers and scammers are targeting sellers with the hopes of getting money or a free item, using e-transfer services to do their bidding. [Read More](https://blog.accesscu.ca/online-marketplace-e-transfer-frauds) ![](https://blog.accesscu.ca/hubfs/Give%20your%20child%20a%20head%20start%20with%20an%20RESP.jpg) [Investing,](https://blog.accesscu.ca/tag/investing) [Saving,](https://blog.accesscu.ca/tag/saving) [Education Savings](https://blog.accesscu.ca/tag/education-savings) ### [Give Your Child a Head Start With an RESP](https://blog.accesscu.ca/give-your-child-a-head-start-with-an-resp) A post-secondary education is one of the best ways to get ahead in life, but it comes with a cost. [Read More](https://blog.accesscu.ca/give-your-child-a-head-start-with-an-resp) ![](https://blog.accesscu.ca/hubfs/Why-choose-a-credit-union.jpg) [Financial Literacy](https://blog.accesscu.ca/tag/financial-literacy) ### [Why choose a credit union?](https://blog.accesscu.ca/why-choose-a-credit-union) Heard of a credit union, but not quite sure what it is or how it is different from a bank? Here are the common questions often asked about credit unions and the benefits of being a member of Access Credit Union. [Read More](https://blog.accesscu.ca/why-choose-a-credit-union) ![](https://blog.accesscu.ca/hubfs/How%20much%20do%20you%20need%20to%20save%20for%20retirement.jpg) [Investing,](https://blog.accesscu.ca/tag/investing) [Retirement Savings](https://blog.accesscu.ca/tag/retirement-savings) ### [How Much Do You Need to Save for Retirement?](https://blog.accesscu.ca/how-much-do-you-need-to-save-for-retirement) Whether your retirement is far in the future or just around the corner, like many Canadians, you probably wonder how much you’ll really need to save for it. Well, it depends. [Read More](https://blog.accesscu.ca/how-much-do-you-need-to-save-for-retirement) [3](https://blog.accesscu.ca/author/access-credit-union/page/3) [4](https://blog.accesscu.ca/author/access-credit-union/page/4) [5](https://blog.accesscu.ca/author/access-credit-union/page/5) [6](https://blog.accesscu.ca/author/access-credit-union/page/6) [7](https://blog.accesscu.ca/author/access-credit-union/page/7) #### Connect with Access Credit Union Follow Access Credit Union on social media for financial advice and news from our member community.  [![facebookwhite_64x64](https://blog.accesscu.ca/hs-fs/hubfs/facebookwhite_64x64.png?width=45&height=45&name=facebookwhite_64x64.png)    ](https://www.facebook.com/AccessCreditUnion) [![linkedin](https://blog.accesscu.ca/hs-fs/hubfs/linkedin-6-64.png?width=45&name=linkedin-6-64.png)       ](https://www.linkedin.com/company/access-credit-union)[![instagramwhite_64x64](https://blog.accesscu.ca/hs-fs/hubfs/instagramwhite_64x64.png?width=45&height=45&name=instagramwhite_64x64.png)](https://www.instagram.com/accesscreditunion/)