People love to say it's important to keep an eye on your credit score, but why is that? That’s because your credit score functions like a passport to the world. It’s a historical record of your loan and repayment history making it easier for lenders and other industries to judge the likelihood of you paying them back. When applying for a cell phone plan, car payment, credit card, or a host of other things, your credit score is usually immediately checked by the vendor.  

A strong credit score could not only save you thousands of dollars in interest over your lifetime, but it will also take you places. Buying things like a home, vehicle, or any other large purchase usually requires a good credit score. 

Your twenties are a time of exploration – learning about the world and where you fit into it.

Life is a journey and figuring out how to make smart financial decisions at various stages of your life is easier with the help of a wealth advisor. Creating wealth often begins with smart saving, but to grow it efficiently requires mindful investment of those savings through the right channels to achieve your specific goals. Wealth management is about tailoring a personalized wealth strategy to map out the long-term plan to inform and guide these important decisions.

Are you cyber safe? It’s not just about protecting yourself, but also keeping yourself informed and educated for a safer future. October is Cyber Security Awareness Month, which means it’s a great time to learn or freshen up on your cyber security knowledge. Get Cyber Safe has information and resources to keep you educated on cyber security, here’s some helpful tips:

From streaming platforms to meal kits, subscription services promise convenience and exclusivity while quietly draining your bank account. The average consumer spends over $200 a month on subscriptions, often without realizing it. According to a survey done by Hardbacon (a personal finance app), Canadians, on average, pay for eight recurring subscriptions each month.

When trying to get ahead, lots of people ask themselves, “Should I save my money or invest it”. The answer? It depends on your current financial situation and goals.

Summer is the perfect time to unwind and explore new places, but travel expenses can add up quickly. Fortunately, there are plenty of ways to enjoy a well-deserved getaway without draining your wallet. Here are some suggestions to keep it affordable – and local!

Studies have found that many Canadians who travel within Canada, but outside of their home province, don’t purchase travel insurance. Many assume their provincial government or employee health plans will cover everything, but that is not always the case.