---
title: When to revisit your life insurance policy
description: Learn when you should review your life insurance policy.
image: https://blog.accesscu.ca/hubfs/Review%20life%20insurance%20policy.jpg
---

#003B49

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# When to revisit your life insurance policy

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As we move along in our lives, achieve our goals, and shift our priorities, it's important to remember to ensure our life insurance still reflects our lifestyle. It's not just about staying organized; it's about making sure the people you care about will be taken care of in the event something unexpected happens. Here are some suggestions of when to revisit a life insurance policy.

- **Starting a family** - With the arrival of a child, everything changes - especially finances. This is a great time to review life insurance. Earlier is always better and adding them to your policy at the time of their birth will be more affordable than doing so later.
- **Changing jobs** - A job transition can be a great thing, but in some cases, employers might not offer sufficient life insurance benefits. This would be the time to review what is available to you versus what you have.
- **Marriage** - When two people get married, it's a wise idea for both of them to review their life insurance policies. Are there plans to buy a home or start a family? Your insurance needs will likely change quickly!
- **Buying a home** - As mentioned above, buying a home changes your expenses and responsibilities. If you were to pass away unexpectedly, having a policy that takes care of your family and keeps them in their home is the right thing to do.
- **Retirement** - Retirement marks a significant shift in lifestyle. Not only are you able to spend more time with loved ones instead of working, when you leave the workplace, often, so do your benefits. Time to re-evaluate your expenses and take a look at your life insurance as well.

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