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The hidden costs of subscription services

From streaming platforms to meal kits, subscription services promise convenience and exclusivity while quietly draining your bank account. The average consumer spends over $200 a month on subscriptions, often without realizing it. According to a survey done by Hardbacon (a personal finance app), Canadians, on average, pay for eight recurring subscriptions each month.

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Retirement planning in uncertain times

In today’s rapidly shifting economic landscape, planning for retirement has become more complex than ever. With fluctuating markets, rapidly evolving policies from the United States, and an unpredictable global economy, it can be difficult to figure out what your next move should be. 

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