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All about the tax-free First Home Savings Account (FHSA)


The Canadian government’s new First Home Savings Account (FHSA) came into effect on April 1, 2023. This new registered savings account allows prospective first-time home buyers to save for a down payment on a tax-free basis. FHSA contributions are tax-deductible (like an RRSP), and qualifying withdrawals to purchase a first home are non-taxable (like a TFSA).

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Building a New Home

One of the first decisions you’ll face if you are building a new home is whether to buy land to build on right away or buy land to build on in the future. Read about the mortgage options for a new build.

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