Access Credit Union Blog

The best way to avoid getting into trouble with debt is borrowing money wisely from the get-go.

It is important to understand the formula to borrowing money. Did you know there is a formula to comfortable debt? It's important to understand that formula before you borrow money.

Financial institutions will often approve borrowing at 42% total debt servicing. Total debt servicing is calculated as a percentage of your pre-tax income versus your monthly debt obligations.

Avoid getting into a sticky situation with interest rates.

Learn how each type will affect your overall costs.

Renovating, remodeling, or starting from the ground up? We’ll help you get the job done.

Learn how much home you can realistically afford by considering these key factors. 

Buying a home is a huge investment. These factors can help find you the perfect home.

Follow five straightforward steps to determine your monthly mortgage payment options.