--- title: Access Credit Union Blog | Mortgage (2) description: "Mortgage | Empower yourself with the knowledge you need to control your finances. Access Credit Union is where you need us to be, with sound advice on any device. \n (2)" --- #003B49 [![AccessCU\_Horizontal\_Colour\_pws-1](https://blog.accesscu.ca/hs-fs/hubfs/AccessCU_Horizontal_Colour_pws-1.png?width=199&height=50&name=AccessCU_Horizontal_Colour_pws-1.png "AccessCU_Horizontal_Colour_pws-1")](https://www.accesscu.ca/) Open main menu Close main menu Select Category Budgeting Education Savings Finances Financial Literacy Fraud Investing Lending Mortgage Retirement Savings Saving Security Spending TFSA Tips & Advice Posts about: ## Mortgage (2) ![](https://blog.accesscu.ca/hubfs/iStock-1373167241.jpg) [Mortgage,](https://blog.accesscu.ca/tag/mortgage) [Lending](https://blog.accesscu.ca/tag/lending) ### [Building a New Home](https://blog.accesscu.ca/building-a-new-home) One of the first decisions you’ll face if you are building a new home is whether to buy land to build on right away or buy land to build on in the future. Read about the mortgage options for a new build. [Read More](https://blog.accesscu.ca/building-a-new-home) ![](https://blog.accesscu.ca/hubfs/iStock-1187551648.jpg) [Mortgage,](https://blog.accesscu.ca/tag/mortgage) [Lending](https://blog.accesscu.ca/tag/lending) ### [Is Now a Good Time to Refinance Your Mortgage?](https://blog.accesscu.ca/is-now-a-good-time-to-refinance-your-mortgage) ### You've heard of mortgage refinancing, but should you do it, and when is the right time? Learn about the benefits of refinancing your mortgage with Access. [Read More](https://blog.accesscu.ca/is-now-a-good-time-to-refinance-your-mortgage) ![](https://blog.accesscu.ca/hubfs/iStock-905899034.jpg) [Mortgage,](https://blog.accesscu.ca/tag/mortgage) [Tips & Advice](https://blog.accesscu.ca/tag/tips-advice) ### [Tips for First Time Homebuyers](https://blog.accesscu.ca/tips-for-first-time-homebuyers) Buying a house for the first time may seem like a difficult and daunting task, but with the right knowledge, the process can be a breeze. Here are some tips to consider when starting the home buying process. [Read More](https://blog.accesscu.ca/tips-for-first-time-homebuyers) ![](https://blog.accesscu.ca/hubfs/iStock-1351204753.jpg) [Mortgage](https://blog.accesscu.ca/tag/mortgage) ### [Why You Should Get Pre-Approved For A Mortgage](https://blog.accesscu.ca/why-you-should-get-pre-approved-for-a-mortgage) Whether you’re buying your first home or your fifth, getting a [mortgage pre-approval](https://blog.accesscu.ca/what-you-need-to-have-ready-for-a-mortgage-pre-approval) is the first step you should take before shopping for your new home. A pre-approval is a commitment from your financial institution to lend you a certain amount for your mortgage at a particular interest rate. [Read More](https://blog.accesscu.ca/why-you-should-get-pre-approved-for-a-mortgage) ![](https://blog.accesscu.ca/hubfs/Mortgage-explained.jpg) [Mortgage,](https://blog.accesscu.ca/tag/mortgage) [Financial Literacy](https://blog.accesscu.ca/tag/financial-literacy) ### [Conventional vs. High-Ratio Mortgages Explained](https://blog.accesscu.ca/conventional-vs-high-ratio-mortgage) ### Learn how each type will affect your overall costs. [Read More](https://blog.accesscu.ca/conventional-vs-high-ratio-mortgage) ![](https://blog.accesscu.ca/hubfs/Builders-mortgage.jpg) [Mortgage,](https://blog.accesscu.ca/tag/mortgage) [Lending](https://blog.accesscu.ca/tag/lending) ### [Builders' Mortgage and Renovation Loans Explained](https://blog.accesscu.ca/builders-mortgage-and-renovation-loans-explained) ### Renovating, remodeling, or starting from the ground up? We’ll help you get the job done. [Read More](https://blog.accesscu.ca/builders-mortgage-and-renovation-loans-explained) ![](https://blog.accesscu.ca/hubfs/Four-factors-to-determine-your-home-price-range.jpg) [Mortgage,](https://blog.accesscu.ca/tag/mortgage) [Lending](https://blog.accesscu.ca/tag/lending) ### [4 Factors to Determine Your Home Price Range](https://blog.accesscu.ca/4-factors-to-determine-your-home-price-range) ### Learn how much home you can realistically afford by considering these key factors. [Read More](https://blog.accesscu.ca/4-factors-to-determine-your-home-price-range) ![](https://blog.accesscu.ca/hubfs/Choosing%20a%20home.jpg) [Mortgage,](https://blog.accesscu.ca/tag/mortgage) [Tips & Advice](https://blog.accesscu.ca/tag/tips-advice) ### [10 Things to Consider When Choosing a Home](https://blog.accesscu.ca/10-things-to-consider-when-choosing-a-home) ### Buying a home is a huge investment. These factors can help find the perfect one for you. [Read More](https://blog.accesscu.ca/10-things-to-consider-when-choosing-a-home) ![](https://blog.accesscu.ca/hubfs/iStock-1351150326.jpg) [Mortgage,](https://blog.accesscu.ca/tag/mortgage) [Financial Literacy,](https://blog.accesscu.ca/tag/financial-literacy) [Lending](https://blog.accesscu.ca/tag/lending) ### [How to Calculate Your Mortgage Payments](https://blog.accesscu.ca/how-to-calculate-your-mortgage-payments) ### Follow five straightforward steps to determine your monthly mortgage payment options. [Read More](https://blog.accesscu.ca/how-to-calculate-your-mortgage-payments) [1](https://blog.accesscu.ca/tag/mortgage) [2](https://blog.accesscu.ca/tag/mortgage/page/2) #### Connect with Access Credit Union Follow Access Credit Union on social media for financial advice and news from our member community.  [![facebookwhite\_64x64](https://blog.accesscu.ca/hs-fs/hubfs/facebookwhite_64x64.png?width=45&height=45&name=facebookwhite_64x64.png)](https://www.facebook.com/AccessCreditUnion) [![linkedin](https://blog.accesscu.ca/hs-fs/hubfs/linkedin-6-64.png?width=45&name=linkedin-6-64.png)](https://www.linkedin.com/company/access-credit-union)[![instagramwhite\_64x64](https://blog.accesscu.ca/hs-fs/hubfs/instagramwhite_64x64.png?width=45&height=45&name=instagramwhite_64x64.png)](https://www.instagram.com/accesscreditunion/)