When you get a mortgage with Access, we want to make sure you get the right mortgage solution for you. Here is a list of documents you should have ready for your mortgage pre-approval.
To start, you must have the following:
- Social insurance number
- Two pieces of government-issued ID
You will need to present either two primary or one primary and one secondary.
Primary ID sources:
- Driver’s license (Canadian)
- Passport (Canadian or foreign)
- Permanent Resident Card
Secondary ID sources:
- Birth Certificate
- Major Canadian credit card
Proof of income:
One or more of the following documents will need to be presented.
- Most recent T4 and recent pay stub
- Two most recent pay stubs
- Two years of personal income tax returns, including notice of assessment (if self-employed)
- Most recent notice of assessment and pay stub
- Letter of employment and pay stub
- List of assets
- Investments
- Proof of down payment (A 90-day history of the down payment funds may be required)
- Other real estate assets
- Owned property
- Vehicles and recreational vehicles (year, make, model)
- RRSP/TFSA
- List of liabilities
- Mortgage statement including monthly payment amount
- Car loans
- Child or spousal support payments
- Co-signed or guaranteed loans
- Credit card balances
- Existing mortgages
- Personal loans and/or lines of credit
- Property tax bill amount
- Student loans
Ready to get pre-approved for your home purchase? Visit our mortgage page for more information. You can also talk to your local branch or call our Member Solutions Centre to get started.
