--- title: Access Credit Union Blog | Investing description: Investing | Empower yourself with the knowledge you need to control your finances. Access Credit Union is where you need us to be, with sound advice on any device. --- #003B49 [![AccessCU\_Horizontal\_Colour\_pws-1](https://blog.accesscu.ca/hs-fs/hubfs/AccessCU_Horizontal_Colour_pws-1.png?width=199&height=50&name=AccessCU_Horizontal_Colour_pws-1.png "AccessCU_Horizontal_Colour_pws-1")](https://www.accesscu.ca/) Open main menu Close main menu Select Category Budgeting Education Savings Finances Financial Literacy Fraud Investing Lending Mortgage Retirement Savings Saving Security Spending TFSA Tips & Advice Posts about: ## Investing ![People speaking to their wealth advisor](https://blog.accesscu.ca/hubfs/Wealth-Advisor-Blog.jpg) [Investing,](https://blog.accesscu.ca/tag/investing) [Tips & Advice](https://blog.accesscu.ca/tag/tips-advice) ### [Five ways a wealth advisor can help you build your personal wealth](https://blog.accesscu.ca/five-ways-a-wealth-advisor-can-help-you-build-your-personal-wealth) Life is a journey and figuring out how to make smart financial decisions at various stages of your life is easier with the help of a wealth advisor. Creating wealth often begins with smart saving, but to grow it efficiently requires mindful investment of those savings through the right channels to achieve your specific goals. Wealth management is about tailoring a personalized wealth strategy to map out the long-term plan to inform and guide these important decisions. [Read More](https://blog.accesscu.ca/five-ways-a-wealth-advisor-can-help-you-build-your-personal-wealth) ![](https://blog.accesscu.ca/hubfs/Saving%20vs%20investing.jpg) [Investing,](https://blog.accesscu.ca/tag/investing) [Saving,](https://blog.accesscu.ca/tag/saving) [Tips & Advice](https://blog.accesscu.ca/tag/tips-advice) ### [Saving vs. Investing: Which should you prioritize?](https://blog.accesscu.ca/saving-vs.-investing-which-should-you-prioritize) When trying to get ahead, lots of people ask themselves, “Should I save my money or invest it”. The answer? It depends on your current financial situation and goals. [Read More](https://blog.accesscu.ca/saving-vs.-investing-which-should-you-prioritize) ![](https://blog.accesscu.ca/hubfs/RRSP%20Contribution%20Deadline.jpg) [Investing,](https://blog.accesscu.ca/tag/investing) [Retirement Savings](https://blog.accesscu.ca/tag/retirement-savings) ### [RRSP Contributions Deadline](https://blog.accesscu.ca/rrsp-contributions-deadline) March 3, 2025, is the RRSP contribution deadline for the 2024 tax year, but don't worry, there is still plenty of time to plan. [Read More](https://blog.accesscu.ca/rrsp-contributions-deadline) ![](https://blog.accesscu.ca/hubfs/first%20home%20savings%20account.jpg) [Investing,](https://blog.accesscu.ca/tag/investing) [Saving,](https://blog.accesscu.ca/tag/saving) [Mortgage](https://blog.accesscu.ca/tag/mortgage) ### [All about the tax-free First Home Savings Account (FHSA)](https://blog.accesscu.ca/all-about-the-tax-free-first-home-savings-account-fhsa)   The Canadian government’s new First Home Savings Account (FHSA) came into effect on April 1, 2023. This new registered savings account allows prospective first-time home buyers to save for a down payment on a tax-free basis. FHSA contributions are tax-deductible (like an RRSP), and qualifying withdrawals to purchase a first home are non-taxable (like a TFSA). [Read More](https://blog.accesscu.ca/all-about-the-tax-free-first-home-savings-account-fhsa) ![](https://blog.accesscu.ca/hubfs/Give%20your%20child%20a%20head%20start%20with%20an%20RESP.jpg) [Investing,](https://blog.accesscu.ca/tag/investing) [Saving,](https://blog.accesscu.ca/tag/saving) [Education Savings](https://blog.accesscu.ca/tag/education-savings) ### [Give Your Child a Head Start With an RESP](https://blog.accesscu.ca/give-your-child-a-head-start-with-an-resp) A post-secondary education is one of the best ways to get ahead in life, but it comes with a cost. [Read More](https://blog.accesscu.ca/give-your-child-a-head-start-with-an-resp) ![](https://blog.accesscu.ca/hubfs/How%20much%20do%20you%20need%20to%20save%20for%20retirement.jpg) [Investing,](https://blog.accesscu.ca/tag/investing) [Retirement Savings](https://blog.accesscu.ca/tag/retirement-savings) ### [How Much Do You Need to Save for Retirement?](https://blog.accesscu.ca/how-much-do-you-need-to-save-for-retirement) Whether your retirement is far in the future or just around the corner, like many Canadians, you probably wonder how much you’ll really need to save for it. Well, it depends. [Read More](https://blog.accesscu.ca/how-much-do-you-need-to-save-for-retirement) ![](https://blog.accesscu.ca/hubfs/Five%20good%20habits%20of%20successful%20investors.jpg) [Investing,](https://blog.accesscu.ca/tag/investing) [Retirement Savings](https://blog.accesscu.ca/tag/retirement-savings) ### [Five Good Habits of Successful Investors](https://blog.accesscu.ca/five-good-habits-of-successful-investors) "We are what we repeatedly do," said Aristotle. "Excellence comes not from our actions but from our habits." Good habits can help you be a better investor, and these five good habits can help you successfully invest for your retirement. [Read More](https://blog.accesscu.ca/five-good-habits-of-successful-investors) ![](https://blog.accesscu.ca/hubfs/Dreaming%20of%20buying%20your%20first%20home.jpg) [Investing,](https://blog.accesscu.ca/tag/investing) [Saving,](https://blog.accesscu.ca/tag/saving) [Mortgage](https://blog.accesscu.ca/tag/mortgage) ### [Dreaming of buying your first home? Here’s your first step.](https://blog.accesscu.ca/dreaming-of-buying-your-first-home-heres-your-first-step) Did you know there's a cool new way to help you save for your first home? It can be tough to juggle rent and other expenses while trying to put money aside for a down payment. But don't worry, we’ve got your back with a new government program that came into effect on April 1, 2023. [Read More](https://blog.accesscu.ca/dreaming-of-buying-your-first-home-heres-your-first-step) ![](https://blog.accesscu.ca/hubfs/Retirement%20Income%20Fund.jpg) [Investing,](https://blog.accesscu.ca/tag/investing) [Saving,](https://blog.accesscu.ca/tag/saving) [Retirement Savings](https://blog.accesscu.ca/tag/retirement-savings) ### [RIF or RRIF: Which One is Right for You?](https://blog.accesscu.ca/rif-or-rrif-which-one-is-right-for-you) Although they look similar, RIFs and RRIFs have different rules and regulations. Read more to find out which option is the best fit for you, now and for the future. [Read More](https://blog.accesscu.ca/rif-or-rrif-which-one-is-right-for-you) ![Budgeting Family Photo ](https://blog.accesscu.ca/hubfs/Blog_MoneySavingQuestions_MomChild_1280x720-1.jpg) [Investing,](https://blog.accesscu.ca/tag/investing) [Saving,](https://blog.accesscu.ca/tag/saving) [Financial Literacy](https://blog.accesscu.ca/tag/financial-literacy) ### [4 Saving Money Questions You’ve Definitely Asked Yourself](https://blog.accesscu.ca/10-things-to-consider-when-choosing-a-home-1) ### Successful saving starts here! [Read More](https://blog.accesscu.ca/10-things-to-consider-when-choosing-a-home-1) [1](https://blog.accesscu.ca/tag/investing) [2](https://blog.accesscu.ca/tag/investing/page/2) [3](https://blog.accesscu.ca/tag/investing/page/3) #### Connect with Access Credit Union Follow Access Credit Union on social media for financial advice and news from our member community.  [![facebookwhite\_64x64](https://blog.accesscu.ca/hs-fs/hubfs/facebookwhite_64x64.png?width=45&height=45&name=facebookwhite_64x64.png)](https://www.facebook.com/AccessCreditUnion) [![linkedin](https://blog.accesscu.ca/hs-fs/hubfs/linkedin-6-64.png?width=45&name=linkedin-6-64.png)](https://www.linkedin.com/company/access-credit-union)[![instagramwhite\_64x64](https://blog.accesscu.ca/hs-fs/hubfs/instagramwhite_64x64.png?width=45&height=45&name=instagramwhite_64x64.png)](https://www.instagram.com/accesscreditunion/)