--- title: Access Credit Union Blog | Finances description: Finances | Empower yourself with the knowledge you need to control your finances. Access Credit Union is where you need us to be, with sound advice on any device. --- #003B49 [![AccessCU_Horizontal_Colour_pws-1](https://blog.accesscu.ca/hs-fs/hubfs/AccessCU_Horizontal_Colour_pws-1.png?width=199&height=50&name=AccessCU_Horizontal_Colour_pws-1.png "AccessCU_Horizontal_Colour_pws-1")](https://www.accesscu.ca/) Open main menu Close main menu Select Category Budgeting Education Savings Finances Financial Literacy Fraud Investing Lending Mortgage Retirement Savings Saving Security Spending TFSA Tips & Advice Posts about: ## Finances ![](https://blog.accesscu.ca/hubfs/Good%20debt%20vs%20bad%20debt.jpg) [Finances](https://blog.accesscu.ca/tag/finances) ### [Good debt vs. bad debt](https://blog.accesscu.ca/good-debt-vs.-bad-debt) In the world of finance, you may have heard people talk about good debt and bad debt. Many people see all debt as the same, and it can be hard for them to make the right decisions when trying to choose which to pay off first, or when presented with even more credit.  [Read More](https://blog.accesscu.ca/good-debt-vs.-bad-debt) ![](https://blog.accesscu.ca/hubfs/Tax%20time%20is%20around%20the%20corner.jpg) [Tips & Advice,](https://blog.accesscu.ca/tag/tips-advice) [Finances](https://blog.accesscu.ca/tag/finances) ### [Tax time is around the corner](https://blog.accesscu.ca/tax-time-is-around-the-corner) Canada’s 2023 income tax filing deadline is April 30, 2024. While there is still time, it’s always best to be prepared and get all your pertinent documents together. This includes T4s, T5s, or any other income records, including self-employment income. [Read More](https://blog.accesscu.ca/tax-time-is-around-the-corner) ![](https://blog.accesscu.ca/hubfs/Pay%20off%20debt.jpg) [Saving,](https://blog.accesscu.ca/tag/saving) [Tips & Advice,](https://blog.accesscu.ca/tag/tips-advice) [Finances](https://blog.accesscu.ca/tag/finances) ### [Pay Off Debt or Start Saving? What Should You Do First?](https://blog.accesscu.ca/pay-off-debt-or-start-saving-what-should-you-do-first) What’s more important? Paying off debt or saving money? [Read More](https://blog.accesscu.ca/pay-off-debt-or-start-saving-what-should-you-do-first) ![](https://blog.accesscu.ca/hubfs/How%20to%20handle%20side%20income.jpg) [Tips & Advice,](https://blog.accesscu.ca/tag/tips-advice) [Finances](https://blog.accesscu.ca/tag/finances) ### [How to Handle Your Side Income](https://blog.accesscu.ca/how-to-handle-your-side-income) Extra income from a side hustle is very exciting and can feel like a nice bonus. Discover our tips for making your side income work for you. [Read More](https://blog.accesscu.ca/how-to-handle-your-side-income) ![](https://blog.accesscu.ca/hubfs/iStock-1325860496.jpg) [Tips & Advice,](https://blog.accesscu.ca/tag/tips-advice) [Finances](https://blog.accesscu.ca/tag/finances) ### [How to Spend Your Tax Refund](https://blog.accesscu.ca/how-to-spend-your-tax-refund) With tax season coming to an end, you may be in a fortunate position to be receiving a tax refund. Here are five different ways you can spend your tax return wisely. [Read More](https://blog.accesscu.ca/how-to-spend-your-tax-refund) ![](https://blog.accesscu.ca/hubfs/Ring-in-the-new-year.jpg) [Saving,](https://blog.accesscu.ca/tag/saving) [Tips & Advice,](https://blog.accesscu.ca/tag/tips-advice) [Budgeting,](https://blog.accesscu.ca/tag/budgeting) [Finances](https://blog.accesscu.ca/tag/finances) ### [Ring in the New Year with Good Financial Health](https://blog.accesscu.ca/ring-in-the-new-year-with-good-financial-health) It’s a new year, which means it’s time to set your New Year’s resolutions! [Read More](https://blog.accesscu.ca/ring-in-the-new-year-with-good-financial-health) ![couple reviews their home finances together](https://blog.accesscu.ca/hubfs/couple%20reviews%20their%20home%20finances%20together.jpg) [Saving,](https://blog.accesscu.ca/tag/saving) [Tips & Advice,](https://blog.accesscu.ca/tag/tips-advice) [Finances](https://blog.accesscu.ca/tag/finances) ### [Common Tips for Financial Fitness](https://blog.accesscu.ca/not-so-common-common-sense-financial-tips) ### We've gathered our favourite, not-so-common, common sense financial tips. [Read More](https://blog.accesscu.ca/not-so-common-common-sense-financial-tips) ![Invest with Access](https://blog.accesscu.ca/hubfs/1_BlogInvestwithyourCU_1280x720.jpg) [Investing,](https://blog.accesscu.ca/tag/investing) [Tips & Advice,](https://blog.accesscu.ca/tag/tips-advice) [Finances](https://blog.accesscu.ca/tag/finances) ### [7 Things to Consider When Investing With Access Credit Union](https://blog.accesscu.ca/7-things-to-consider-when-investing-with-access-credit-union) ### You’ve seen the commercials, you’ve clicked on the Facebook ads, you’ve done a Google search here and there. You’ve even talked to your second cousin, Jim, who claims to be an ‘expert’, and yet, still, you don’t know how to start investing. And that’s okay. Grow your savings potential by considering these important factors. [Read More](https://blog.accesscu.ca/7-things-to-consider-when-investing-with-access-credit-union) #### Connect with Access Credit Union Follow Access Credit Union on social media for financial advice and news from our member community.  [![facebookwhite_64x64](https://blog.accesscu.ca/hs-fs/hubfs/facebookwhite_64x64.png?width=45&height=45&name=facebookwhite_64x64.png)    ](https://www.facebook.com/AccessCreditUnion) [![linkedin](https://blog.accesscu.ca/hs-fs/hubfs/linkedin-6-64.png?width=45&name=linkedin-6-64.png)       ](https://www.linkedin.com/company/access-credit-union)[![instagramwhite_64x64](https://blog.accesscu.ca/hs-fs/hubfs/instagramwhite_64x64.png?width=45&height=45&name=instagramwhite_64x64.png)](https://www.instagram.com/accesscreditunion/)