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Online Marketplace e-Transfer Frauds

With the rising cost of goods, more people than ever are using spaces like Facebook Marketplace and Kijiji. Unfortunately, because of their popularity, hackers and scammers are targeting sellers with the hopes of getting money or a free item, using e-transfer services to do their bidding.

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Why choose a credit union?

Heard of a credit union, but not quite sure what it is or how it is different from a bank? Here are the common questions often asked about credit unions and the benefits of being a member of Access Credit Union.

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Compounding Your Savings

When people tell you to save your money early and for as many years as possible, it’s largely because they want you to compound your savings, unlocking major potential.

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All about the tax-free First Home Savings Account (FHSA)

 

The Canadian government’s new First Home Savings Account (FHSA) came into effect on April 1, 2023. This new registered savings account allows prospective first-time home buyers to save for a down payment on a tax-free basis. FHSA contributions are tax-deductible (like an RRSP), and qualifying withdrawals to purchase a first home are non-taxable (like a TFSA).

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Should I Buy a New Home or Fixer-Upper?

Buying a new home or fixer-upper is always a topic of debate for anyone who’s in the market for a home. There are many pros and cons to each that every prospective buyer must take into consideration. Check out these tips we’ve compiled so you can spend less time debating and more time purchasing the home of your dreams.  

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Building a New Home

One of the first decisions you’ll face if you are building a new home is whether to buy land to build on right away or buy land to build on in the future. Read about the mortgage options for a new build.

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