--- title: Access Credit Union Blog | Access Credit Union (3) description: "Empower yourself with the knowledge you need to control your finances. Access Credit Union is where you need us to be, with sound advice on any device. \n (3)" --- #003B49 [![AccessCU_Horizontal_Colour_pws-1](https://blog.accesscu.ca/hs-fs/hubfs/AccessCU_Horizontal_Colour_pws-1.png?width=199&height=50&name=AccessCU_Horizontal_Colour_pws-1.png "AccessCU_Horizontal_Colour_pws-1")](https://www.accesscu.ca/) Open main menu Close main menu Select Category Budgeting Education Savings Finances Financial Literacy Fraud Investing Lending Mortgage Retirement Savings Saving Security Spending TFSA Tips & Advice Posts by: ## Access Credit Union ![](https://blog.accesscu.ca/hubfs/How%20to%20switch%20your%20mortgage.jpg) [Mortgage](https://blog.accesscu.ca/tag/mortgage) ### [How to switch your mortgage](https://blog.accesscu.ca/how-to-switch-your-mortgage) The process of switching your mortgage may seem daunting, but with the proper research and preparation, it can be a smooth and beneficial process.  [Read More](https://blog.accesscu.ca/how-to-switch-your-mortgage) ![](https://blog.accesscu.ca/hubfs/Buy%20now%20pay%20later.jpg) [Financial Literacy](https://blog.accesscu.ca/tag/financial-literacy) ### [Three things to consider before using a buy now, pay later service](https://blog.accesscu.ca/three-things-to-consider-before-using-a-buy-now-pay-later-service) A popular trend that has emerged in online shopping is the "buy now, pay later" model, which allows shoppers to make purchases immediately and split their payments into manageable installments. [Read More](https://blog.accesscu.ca/three-things-to-consider-before-using-a-buy-now-pay-later-service) ![](https://blog.accesscu.ca/hubfs/Stay%20updated%20on%20the%20latest%20scams.jpg) [Fraud,](https://blog.accesscu.ca/tag/fraud) [Tips & Advice,](https://blog.accesscu.ca/tag/tips-advice) [Security](https://blog.accesscu.ca/tag/security) ### [Stay updated on the latest scams](https://blog.accesscu.ca/stay-updated-on-the-latest-scams) Keeping yourself updated on the latest scams is the best way to guard against fraud. The [Canadian Anti-Fraud Centre](https://antifraudcentre-centreantifraude.ca/scams-fraudes/index-eng.htm) is a great resource to consult for an updated listing of common scams and frauds. Here is a summary of some of the common scams in 2025 that you should be aware of. [Read More](https://blog.accesscu.ca/stay-updated-on-the-latest-scams) ![](https://blog.accesscu.ca/hubfs/beware%20of%20fraud%20phone%20calls.jpg) ### [How to avoid a phone scam](https://blog.accesscu.ca/how-to-avoid-a-phone-scam)   [Read More](https://blog.accesscu.ca/how-to-avoid-a-phone-scam) ![](https://blog.accesscu.ca/hubfs/Review%20life%20insurance%20policy.jpg) [Tips & Advice,](https://blog.accesscu.ca/tag/tips-advice) [Financial Literacy](https://blog.accesscu.ca/tag/financial-literacy) ### [When to revisit your life insurance policy](https://blog.accesscu.ca/when-to-revisit-your-life-insurance-policy) As we move along in our lives, achieve our goals, and shift our priorities, it's important to remember to ensure our life insurance still reflects our lifestyle. It's not just about staying organized; it's about making sure the people you care about will be taken care of in the event something unexpected happens. Here are some suggestions of when to revisit a life insurance policy. [Read More](https://blog.accesscu.ca/when-to-revisit-your-life-insurance-policy) ![](https://blog.accesscu.ca/hubfs/RRSP%20Contribution%20Deadline.jpg) [Investing,](https://blog.accesscu.ca/tag/investing) [Retirement Savings](https://blog.accesscu.ca/tag/retirement-savings) ### [RRSP Contributions Deadline](https://blog.accesscu.ca/rrsp-contributions-deadline) March 3, 2025, is the RRSP contribution deadline for the 2024 tax year, but don't worry, there is still plenty of time to plan. [Read More](https://blog.accesscu.ca/rrsp-contributions-deadline) ![](https://blog.accesscu.ca/hubfs/Good%20debt%20vs%20bad%20debt.jpg) [Finances](https://blog.accesscu.ca/tag/finances) ### [Good debt vs. bad debt](https://blog.accesscu.ca/good-debt-vs.-bad-debt) In the world of finance, you may have heard people talk about good debt and bad debt. Many people see all debt as the same, and it can be hard for them to make the right decisions when trying to choose which to pay off first, or when presented with even more credit.  [Read More](https://blog.accesscu.ca/good-debt-vs.-bad-debt) ![](https://blog.accesscu.ca/hubfs/Seven%20tips%20for%20fall%20financial%20planning.jpg) [Tips & Advice](https://blog.accesscu.ca/tag/tips-advice) ### [Seven DIY tips for fall financial planning](https://blog.accesscu.ca/seven-diy-tips-for-fall-financial-planning) Now is a great time to review your finances and make a few moves to enter 2025 stronger than ever. To help you do it, we've assembled a list of suggestions: [Read More](https://blog.accesscu.ca/seven-diy-tips-for-fall-financial-planning) ![](https://blog.accesscu.ca/hubfs/Five%20fall%20activities%20that%20won%E2%80%99t%20break%20the%20budget.jpg) [Tips & Advice](https://blog.accesscu.ca/tag/tips-advice) ### [Five fall activities that won't break the budget](https://blog.accesscu.ca/five-fall-activities-that-wont-break-the-budget) There are plenty of fun things to do during the fall months – many of which are easy on your budget. If you’re looking for things to do that require little to no spending, then you’re in the right place.  [Read More](https://blog.accesscu.ca/five-fall-activities-that-wont-break-the-budget) ![](https://blog.accesscu.ca/hubfs/Manitoba-credit-unions.jpg) [Financial Literacy](https://blog.accesscu.ca/tag/financial-literacy) ### [Manitoba credit unions continue to grow](https://blog.accesscu.ca/manitoba-credit-unions-continue-to-grow) 2023 marked another impressive year of growth for Manitoba's credit unions, which in turn fuels the growth of the province. [Read More](https://blog.accesscu.ca/manitoba-credit-unions-continue-to-grow) [1](https://blog.accesscu.ca/author/access-credit-union) [2](https://blog.accesscu.ca/author/access-credit-union/page/2) [3](https://blog.accesscu.ca/author/access-credit-union/page/3) [4](https://blog.accesscu.ca/author/access-credit-union/page/4) [5](https://blog.accesscu.ca/author/access-credit-union/page/5) #### Connect with Access Credit Union Follow Access Credit Union on social media for financial advice and news from our member community.  [![facebookwhite_64x64](https://blog.accesscu.ca/hs-fs/hubfs/facebookwhite_64x64.png?width=45&height=45&name=facebookwhite_64x64.png)    ](https://www.facebook.com/AccessCreditUnion) [![linkedin](https://blog.accesscu.ca/hs-fs/hubfs/linkedin-6-64.png?width=45&name=linkedin-6-64.png)       ](https://www.linkedin.com/company/access-credit-union)[![instagramwhite_64x64](https://blog.accesscu.ca/hs-fs/hubfs/instagramwhite_64x64.png?width=45&height=45&name=instagramwhite_64x64.png)](https://www.instagram.com/accesscreditunion/)