--- title: Access Credit Union Blog | Financial Literacy (2) description: "Financial Literacy | Empower yourself with the knowledge you need to control your finances. Access Credit Union is where you need us to be, with sound advice on any device. \n (2)" --- #003B49 [![AccessCU\_Horizontal\_Colour\_pws-1](https://blog.accesscu.ca/hs-fs/hubfs/AccessCU_Horizontal_Colour_pws-1.png?width=199&height=50&name=AccessCU_Horizontal_Colour_pws-1.png "AccessCU_Horizontal_Colour_pws-1")](https://www.accesscu.ca/) Open main menu Close main menu Select Category Budgeting Education Savings Finances Financial Literacy Fraud Investing Lending Mortgage Retirement Savings Saving Security Spending TFSA Tips & Advice This is a search field with an auto-suggest feature attached. - There are no suggestions because the search field is empty. Posts about: ## Financial Literacy (2) ![](https://blog.accesscu.ca/hubfs/Credit-score-tips.jpg) [Tips & Advice,](https://blog.accesscu.ca/tag/tips-advice) [Financial Literacy](https://blog.accesscu.ca/tag/financial-literacy) ### [Tips for improving your credit score](https://blog.accesscu.ca/tips-for-improving-your-credit-score) A strong credit score could not only save you thousands of dollars in interest over your lifetime, but it will also take you places. Buying things like a home, vehicle, or any other large purchase usually requires a good credit score.  [Read More](https://blog.accesscu.ca/tips-for-improving-your-credit-score) ![Two people looking at their laptop and smiling](https://blog.accesscu.ca/hubfs/Financial-red-flags.jpg) [Tips & Advice,](https://blog.accesscu.ca/tag/tips-advice) [Financial Literacy](https://blog.accesscu.ca/tag/financial-literacy) ### [Financial red flags in your 20s](https://blog.accesscu.ca/financial-red-flags-in-your-20s) Your twenties are a time of exploration – learning about the world and where you fit into it. [Read More](https://blog.accesscu.ca/financial-red-flags-in-your-20s) ![](https://blog.accesscu.ca/hubfs/Its%20tax%20time%20once%20again.jpg) [Financial Literacy](https://blog.accesscu.ca/tag/financial-literacy) ### [It's tax time once again](https://blog.accesscu.ca/its-tax-time-once-again) Canada's 2024 income tax filing deadline is April 30, 2025. While there is still time, it's always best to be prepared and get all your pertinent documents together. This includes T4s, T5s, or any other income records, including self-employment income. Certain financial products such as a [First Home Savings Account (FHSA)](https://invest.accesscu.ca/fhsa) or [Registered Retirement Savings Plan (RRSP)](https://invest.accesscu.ca/rrsp) may be eligible for inclusion as well.  [Read More](https://blog.accesscu.ca/its-tax-time-once-again) ![](https://blog.accesscu.ca/hubfs/Buy%20now%20pay%20later.jpg) [Financial Literacy](https://blog.accesscu.ca/tag/financial-literacy) ### [Three things to consider before using a buy now, pay later service](https://blog.accesscu.ca/three-things-to-consider-before-using-a-buy-now-pay-later-service) A popular trend that has emerged in online shopping is the "buy now, pay later" model, which allows shoppers to make purchases immediately and split their payments into manageable installments. [Read More](https://blog.accesscu.ca/three-things-to-consider-before-using-a-buy-now-pay-later-service) ![](https://blog.accesscu.ca/hubfs/Review%20life%20insurance%20policy.jpg) [Tips & Advice,](https://blog.accesscu.ca/tag/tips-advice) [Financial Literacy](https://blog.accesscu.ca/tag/financial-literacy) ### [When to revisit your life insurance policy](https://blog.accesscu.ca/when-to-revisit-your-life-insurance-policy) As we move along in our lives, achieve our goals, and shift our priorities, it's important to remember to ensure our life insurance still reflects our lifestyle. It's not just about staying organized; it's about making sure the people you care about will be taken care of in the event something unexpected happens. Here are some suggestions of when to revisit a life insurance policy. [Read More](https://blog.accesscu.ca/when-to-revisit-your-life-insurance-policy) ![](https://blog.accesscu.ca/hubfs/Manitoba-credit-unions.jpg) [Financial Literacy](https://blog.accesscu.ca/tag/financial-literacy) ### [Manitoba credit unions continue to grow](https://blog.accesscu.ca/manitoba-credit-unions-continue-to-grow) 2023 marked another impressive year of growth for Manitoba's credit unions, which in turn fuels the growth of the province. [Read More](https://blog.accesscu.ca/manitoba-credit-unions-continue-to-grow) ![](https://blog.accesscu.ca/hubfs/Identity%20Theft.jpg) [Fraud,](https://blog.accesscu.ca/tag/fraud) [Financial Literacy,](https://blog.accesscu.ca/tag/financial-literacy) [Security](https://blog.accesscu.ca/tag/security) ### [Identity Theft](https://blog.accesscu.ca/identity-theft) Identity theft is a rapidly growing form of internet fraud, commonly led by "phishing". Phishing can lead to financial loss, identity theft, and the destruction of confidence in any institution whose site has been phished. [Read More](https://blog.accesscu.ca/identity-theft) ![](https://blog.accesscu.ca/hubfs/Ten%20money%20management%20tips%20for%20students.jpg) [Tips & Advice,](https://blog.accesscu.ca/tag/tips-advice) [Financial Literacy](https://blog.accesscu.ca/tag/financial-literacy) ### [Ten money management tips for students](https://blog.accesscu.ca/ten-money-management-tips-for-students) Learning good financial habits at a young age can help set you up for future financial success. Here are ten money management tips for students: [Read More](https://blog.accesscu.ca/ten-money-management-tips-for-students) ![](https://blog.accesscu.ca/hubfs/Senior%20Banking%20Safety.jpg) [Fraud,](https://blog.accesscu.ca/tag/fraud) [Financial Literacy,](https://blog.accesscu.ca/tag/financial-literacy) [Security](https://blog.accesscu.ca/tag/security) ### [Senior banking safety](https://blog.accesscu.ca/senior-banking-safety) Senior citizens can unfortunately be the targets of fraud often because of their trusting nature and generosity. [Read More](https://blog.accesscu.ca/senior-banking-safety) ![](https://blog.accesscu.ca/hubfs/Loan%20or%20line%20of%20credit.jpg) [Tips & Advice,](https://blog.accesscu.ca/tag/tips-advice) [Financial Literacy,](https://blog.accesscu.ca/tag/financial-literacy) [Lending](https://blog.accesscu.ca/tag/lending) ### [Loan or Line of Credit? Which is Right for You?](https://blog.accesscu.ca/loan-or-line-of-credit-which-is-right-for-you) Do you have debt you are looking to consolidate? Perhaps there is a larger purchase you would like to make? Regardless of why you might be interested in exploring some of your available credit options, it’s important to know which vehicle is best for you. Some of the more typical avenues you might explore include personal loans or lines of credit. [Read More](https://blog.accesscu.ca/loan-or-line-of-credit-which-is-right-for-you) [1](https://blog.accesscu.ca/tag/financial-literacy) [2](https://blog.accesscu.ca/tag/financial-literacy/page/2) [3](https://blog.accesscu.ca/tag/financial-literacy/page/3) [4](https://blog.accesscu.ca/tag/financial-literacy/page/4) #### Connect with Access Credit Union Follow Access Credit Union on social media for financial advice and news from our member community.  [![facebookwhite\_64x64](https://blog.accesscu.ca/hs-fs/hubfs/facebookwhite_64x64.png?width=45&height=45&name=facebookwhite_64x64.png)](https://www.facebook.com/AccessCreditUnion) [![linkedin](https://blog.accesscu.ca/hs-fs/hubfs/linkedin-6-64.png?width=45&name=linkedin-6-64.png)](https://www.linkedin.com/company/access-credit-union)[![instagramwhite\_64x64](https://blog.accesscu.ca/hs-fs/hubfs/instagramwhite_64x64.png?width=45&height=45&name=instagramwhite_64x64.png)](https://www.instagram.com/accesscreditunion/)