--- title: Access Credit Union Blog (7) description: "Empower yourself with the knowledge you need to control your finances. Access Credit Union is where you need us to be, with sound advice on any device. \n (7)" --- #003B49 [![AccessCU\_Horizontal\_Colour\_pws-1](https://blog.accesscu.ca/hs-fs/hubfs/AccessCU_Horizontal_Colour_pws-1.png?width=199&height=50&name=AccessCU_Horizontal_Colour_pws-1.png "AccessCU_Horizontal_Colour_pws-1")](https://www.accesscu.ca/) Open main menu Close main menu Select Category Budgeting Education Savings Finances Financial Literacy Fraud Investing Lending Mortgage Retirement Savings Saving Security Spending TFSA Tips & Advice ![](https://blog.accesscu.ca/hubfs/Four-percent-rule.jpg) [Retirement Savings,](https://blog.accesscu.ca/tag/retirement-savings) [Tips & Advice](https://blog.accesscu.ca/tag/tips-advice) ### [The 4% Rule](https://blog.accesscu.ca/the-4-percent-rule) Is this retirement benchmark right for you? [Read More](https://blog.accesscu.ca/the-4-percent-rule) ![](https://blog.accesscu.ca/hubfs/Estate-Planning.jpg) [Retirement Savings,](https://blog.accesscu.ca/tag/retirement-savings) [Tips & Advice](https://blog.accesscu.ca/tag/tips-advice) ### [The Building Blocks of an Estate Plan](https://blog.accesscu.ca/the-building-blocks-of-an-estate-plan) Your Will, Power of Attorney, and Living Will [Read More](https://blog.accesscu.ca/the-building-blocks-of-an-estate-plan) ![](https://blog.accesscu.ca/hubfs/Blog-Image.jpg) [Tips & Advice,](https://blog.accesscu.ca/tag/tips-advice) [Financial Literacy](https://blog.accesscu.ca/tag/financial-literacy) ### [Five Ways Parents Can Teach Children Good Financial Habits](https://blog.accesscu.ca/five-ways-parents-can-teach-children-good-financial-habits) ### Introducing children to the basics of banking and budgeting at an early age can prepare them for the future. [Read More](https://blog.accesscu.ca/five-ways-parents-can-teach-children-good-financial-habits) ![](https://blog.accesscu.ca/hubfs/Buying%20your%20first%20home.jpg) [Mortgage,](https://blog.accesscu.ca/tag/mortgage) [Lending](https://blog.accesscu.ca/tag/lending) ### [Where to Get Started When Buying Your First Home](https://blog.accesscu.ca/where-to-get-started-when-buying-your-first-home) You’re thinking about buying your first home, but where do you start? Follow these steps if you are starting the process of buying your first home. [Read More](https://blog.accesscu.ca/where-to-get-started-when-buying-your-first-home) ![](https://blog.accesscu.ca/hubfs/Pre-approval.jpg) [Mortgage,](https://blog.accesscu.ca/tag/mortgage) [Lending](https://blog.accesscu.ca/tag/lending) ### [What You Need to Have Ready for a Mortgage Pre-Approval](https://blog.accesscu.ca/what-you-need-to-have-ready-for-a-mortgage-pre-approval) ### When you get a [mortgage with Access](https://www.accesscu.ca/en/personal/borrowing/mortgages), we want to make sure you get the right mortgage solution for you. Here is a list of documents you should have ready for your mortgage pre-approval. [Read More](https://blog.accesscu.ca/what-you-need-to-have-ready-for-a-mortgage-pre-approval) ![](https://blog.accesscu.ca/hubfs/Renewing%20your%20mortgage.jpg) [Mortgage](https://blog.accesscu.ca/tag/mortgage) ### [What to Know About Renewing Your Mortgage](https://blog.accesscu.ca/what-to-know-about-renewing-your-mortgage) When your mortgage is up for renewal, you may feel uncertain about what steps you need to take. Here are some important factors to consider when your [mortgage](https://www.accesscu.ca/en/personal/borrowing/mortgages) is up for renewal. [Read More](https://blog.accesscu.ca/what-to-know-about-renewing-your-mortgage) ![](https://blog.accesscu.ca/hubfs/Retirement%20Income%20Fund.jpg) [Investing,](https://blog.accesscu.ca/tag/investing) [Saving,](https://blog.accesscu.ca/tag/saving) [Retirement Savings](https://blog.accesscu.ca/tag/retirement-savings) ### [RIF or RRIF: Which One is Right for You?](https://blog.accesscu.ca/rif-or-rrif-which-one-is-right-for-you) Although they look similar, RIFs and RRIFs have different rules and regulations. Read more to find out which option is the best fit for you, now and for the future. [Read More](https://blog.accesscu.ca/rif-or-rrif-which-one-is-right-for-you) ![](https://blog.accesscu.ca/hubfs/How%20to%20handle%20side%20income.jpg) [Tips & Advice,](https://blog.accesscu.ca/tag/tips-advice) [Finances](https://blog.accesscu.ca/tag/finances) ### [How to Handle Your Side Income](https://blog.accesscu.ca/how-to-handle-your-side-income) Extra income from a side hustle is very exciting and can feel like a nice bonus. Discover our tips for making your side income work for you. [Read More](https://blog.accesscu.ca/how-to-handle-your-side-income) ![](https://blog.accesscu.ca/hubfs/iStock-1399000045.jpg) [Tips & Advice,](https://blog.accesscu.ca/tag/tips-advice) [Budgeting](https://blog.accesscu.ca/tag/budgeting) ### [How to Manage Your Wedding Day Budget](https://blog.accesscu.ca/how-to-manage-your-wedding-day-budget) As the big day approaches, we want to offer peace of mind by ensuring that you not only have a financially efficient wedding, but also a super fun one! Read our top wedding budget tips that you’ll want to take down the aisle. [Read More](https://blog.accesscu.ca/how-to-manage-your-wedding-day-budget) ![](https://blog.accesscu.ca/hubfs/iStock-1436181430.jpg) [Tips & Advice](https://blog.accesscu.ca/tag/tips-advice) ### [What You Need to Know About Electric Vehicles](https://blog.accesscu.ca/what-you-need-to-know-about-electric-vehicles) Before buying an electric vehicle, it’s important to do your research. There are three common types, each offering unique benefits and factors you should consider when choosing which is right for you. [Read More](https://blog.accesscu.ca/what-you-need-to-know-about-electric-vehicles) [5](https://blog.accesscu.ca/page/5) [6](https://blog.accesscu.ca/page/6) [7](https://blog.accesscu.ca/page/7) [8](https://blog.accesscu.ca/page/8) [9](https://blog.accesscu.ca/page/9) #### Connect with Access Credit Union Follow Access Credit Union on social media for financial advice and news from our member community.  [![facebookwhite\_64x64](https://blog.accesscu.ca/hs-fs/hubfs/facebookwhite_64x64.png?width=45&height=45&name=facebookwhite_64x64.png)](https://www.facebook.com/AccessCreditUnion) [![linkedin](https://blog.accesscu.ca/hs-fs/hubfs/linkedin-6-64.png?width=45&name=linkedin-6-64.png)](https://www.linkedin.com/company/access-credit-union)[![instagramwhite\_64x64](https://blog.accesscu.ca/hs-fs/hubfs/instagramwhite_64x64.png?width=45&height=45&name=instagramwhite_64x64.png)](https://www.instagram.com/accesscreditunion/)